Category Archives: Buying

Mortgage Rule Changes 2020 (Covid Edition): How is it going to impact your ability to buy a home?

The New Deal So, late yesterday evening, the CMHC dropped another bombshell on home buyers once again. Just last week the we saw the mortgage qualifying rate drop which actually helped qualification (albeit just slightly). This new update is sure to push people on the edge of becoming home owners out of the market altogether…

Money for Nothin’ (but your cheques are free!)

How did this happen? (to me) It's hard to explain to someone what a mortgage penalty is, or just how painful they can be when you find yourself in a situation to trigger them. Only those that have had to pay the $5900, $8100 or even higher in the past will be able to tell…

3 Things Every Renter Needs To Know

Millennials everywhere are avoiding home-ownership and choosing instead to embrace the role of tenant. Whether this is a result of financial reasons, desire for freedom and flexibility, or simply for not wanting to have to take on the responsibilities and stress that come along with owning real estate, renting is on the rise. Sure,…

Do I Need An Accountant When I’m Buying A House?

There are many situations in which people automatically turn to an accountant. Of course, the most obvious of these situations is everyone’s favourite time of year: tax time. Almost everyone, whether for personal or business taxes, will either hire, or at least seek advice from, an accountant to aid with their income tax return. However,…

St. John’s is the 4th least expensive city in Canada…

A Grateful Perspective of Real Estate in Newfoundland and Labrador The Real Estate market in St. John’s and surrounding areas have changed over the last few years years, but it shouldn’t scare you from making the move that you want to make. There is no denying we had a pretty good economic run from 2008-2014…

January 11, 2019 3:14 pm
Variable Rate Mortgage? Switch and save $5000 or more!
Tick-tock... If you've negotiated a variable rate mortgage over the past 3-4 years, and stuck…
January 4, 2019 2:26 pm
When is the right time to refinance my mortgage?
Taking out some equity from your home to pay off higher interest debts can make…
November 13, 2017 2:33 pm
St. John’s is the 4th least expensive city in Canada…
A Grateful Perspective of Real Estate in Newfoundland and Labrador The Real Estate market in…
June 18, 2020 8:43 pm
Employment Opportunity: Office Administrator / Executive Assistant
We are a busy Real Estate and Mortgage firm located in the heart of…
June 5, 2020 1:52 pm
Mortgage Rule Changes 2020 (Covid Edition): How is it going to impact your ability to buy a home?
The New Deal So, late yesterday evening, the CMHC dropped another bombshell on home buyers…
June 2, 2020 12:13 pm
Money for Nothin’ (but your cheques are free!)
How did this happen? (to me) It's hard to explain to someone what a mortgage…